Temenos

In an era where banks are striving to modernize their core systems, most transformation efforts remain overwhelmingly technology‑centric—and that’s exactly where many initiatives fall short. Research from IBM reveals that despite significant investment in cloud‑native modernization, fewer than half of CIOs report substantial improvements in efficiency, customer experience, or innovation agility, underscoring the need for a broader, more strategic approach. With **94% of modernization programs running late, over budget, or failing to meet business expectations**, it’s clear that technology alone cannot solve the structural, cultural, and operational challenges that hinder transformation.

This webinar reframes modernization as an enterprise‑wide strategy—not a tech upgrade. We’ll explore how leading banks are rethinking operating models, governance structures, risk frameworks, and organizational culture to unlock the full value of next‑generation platforms. We’ll also discuss how AI is reshaping modernization—not simply by accelerating development, but by enabling institutions to redesign processes, improve trust, and orchestrate customer‑centric experiences across the entire bank.

Join senior leaders from **Temenos** and **IBM** as they share the strategic imperatives, lessons learned, and proven modernization paths shaping high‑performing banks today.

**Key Takeaways**

*   **Why tech‑first modernization fails**: Understanding organizational, cultural, and risk barriers that undermine transformation—even when new platforms are deployed.
*   **The rise of AI‑driven strategy**: How generative AI is helping banks decode legacy systems, accelerate modernization, and shift toward future‑ready operating models—when paired with governance and transparency.
*   **Modernization as a business reinvention**: How leaders align modernization with customer journeys, innovation goals, and long‑term strategic outcomes—not just system replacement.
*   **Building resilience and trust**: Why governance, data strategy, and risk management must evolve alongside technology for modernization to deliver real business value.
*   **What top banks are doing differently**: Insights from global institutions that have successfully adopted front‑to‑back modernization strategies and achieved measurable impact.
